Looking for car leasing with bad credit history in the UK? At Compass Vehicle Services, we specialise in helping people with bad credit lease cars. We understand that past financial difficulties shouldn’t prevent you from driving the car you need. Since 1999, we’ve been providing tailored leasing solutions for customers with poor credit history, no credit, County Court Judgements (CCJs), Individual Voluntary Arrangements (IVAs), or other credit challenges. As we directly fund the leases ourselves, we can offer flexible and affordable options, working closely with you to find a lease that suits your budget and circumstances.
Lease a van on bad credit or a new car on bad credit! Explore car leasing options for bad credit today.
Ready to find out if you’re eligible? Apply now and get a quick decision!
IVAs
CCJs
Missed Payments
Yes! At Compass Vehicle Services, we specialise in leasing vehicles with bad credit, helping drivers secure a car lease for bad credit even if they’ve faced CCJs, IVAs, bankruptcy, or missed payments.
Unlike traditional leasing companies, we don’t base decisions on your credit score. Instead, we assess your current financial situation, making it possible to get a car on lease with bad credit.
✅ No credit score-based decisions
✅ All bad credit considered – CCJs, IVAs, defaults, bankruptcy & more
✅ Flexible lease terms to suit your budget
Every month, we successfully assist drivers with less-than-perfect credit histories in securing a lease, so you can be confident in your ability to lease a car through us.
Looking for car leasing with bad credit history? Apply now for a quick decision and get on the road sooner!
Apply NowIf you’ve struggled with credit issues or been refused elsewhere, leasing a car can seem out of reach. At Compass Vehicle Services, we take a different approach, making it possible for those with poor credit to lease a vehicle without stress.
Your Leasing Journey with Us:
Choose Compass Vehicle Services for a straightforward, customer-focused leasing experience that puts your needs first.
Explore our carsWe specialise exclusively in car leasing for bad credit, offering a fairer, more flexible alternative to mainstream lenders.
✅ Specialists in Bad Credit Leasing – We help drivers who’ve been turned down elsewhere.
✅ Direct Funding – No third parties! We fund our own leases, giving you more flexibility.
✅ Competitive Pricing – Fixed, affordable monthly payments with road tax included.
✅ Any Make or Model – We lease cars and vans with bad credit history, finding the exact vehicle you need.
✅ Quick, Hassle-Free Decisions – Can you lease a car with bad credit? Yes, and we make the process simple.
✅ Need a car on finance with bad credit history? Our tailored leasing solutions provide an accessible alternative to traditional car finance.
✅ We also offer lease cars with bad credit history and low initial payments, making it easier to drive away in a vehicle that suits your budget.
Looking for a car lease with bad credit? Apply today and get a fast decision!
Personal ApplicationWe focus on your ability to comfortably manage monthly payments. Instead of fixating on credit scores.
We verify your traceability through the home address and employment history you’ve provided.
Your Dream Car Awaits! Contact Our Team Today.
Absolutely. Our decisions are not based on credit scores but on your affordability and financial stability.
If you have never had a loan or taken out credit we understand you won’t have any credit history.
Demonstrate to us that you can afford the lease payments, and we can help you lease a vehicle with no credit.
You will need to supply us with bank statements and proof of employment.
Yes Compass Vehicle Services specialise in car leasing to personal and business customers with bad credit. We keep a small stock of used cars available for immediate lease.
We welcome customers with individual voluntary arrangements (IVAs). We look at your current financial situation and whether you can afford the payments rather than using your credit score.
We welcome applications from customers who have County Court Judgments (CCJs). We look at your current financial situation and whether you can afford the payments to make a decision, and not your credit score.
We welcome applications from customers who are bankrupt or who have been discharged from bankruptcy. We look at your current financial situation and whether you can afford the payments, not your credit score.
We welcome customers who have been discharged from bankruptcy. We look at your current financial situation and whether you can afford the payments, rather than use your credit score to make a decision.
★★★★★
“Exceptional Service and Seamless Experience – 10/10 Recommendation for Compass Vehicle Service”
– Chris.
★★★★★
“I honestly can’t thank the whole team enough you have been life savers for me.”
– Mark.
★★★★★
“Would 100% recommend Compass to anyone.”
– Charlie.
★★★★★
“On my second car with CVS and I couldn’t be more satisfied with the service.”
– KW.