Personal Car Leasing

Leasing Vehicles With Bad Credit Since 1999

Looking for personal car leasing with bad credit history in the UK? At Compass Vehicle Services, we specialise in helping people with poor credit lease cars.

We understand that past financial difficulties shouldn’t prevent you from driving the car you want. Since 1999, we’ve been providing tailored leasing solutions for customers with credit challenges. As we directly fund the leases ourselves, we can offer flexible and affordable options, working closely with you to find a PCH lease that suits your budget and circumstances.

Explore your leasing options today.

Choose Compass Vehicle Services for Your Lease Car

  • Specialists in Car Leasing with Bad Credit History: We specialise exclusively in providing lease vehicles to customers with poor credit and no credit history. Our expertise in this area allows us to offer tailored solutions you may not find elsewhere.
  • Wide Range of Vehicles: Choose from a wide selection of nearly new and brand-new cars from leading manufacturers. We offer bad credit lease cars to suit every budget, making car leasing accessible. We also offer a selection of  used lease cars, and lease cars with no deposit.
  • Competitive Pricing: As we fund the leases ourselves, we can offer competitive pricing and flexible payment options designed to fit your individual circumstances.
  • Personalised Service: We take the time to understand your unique situation and work closely with you to find a car lease that meets your needs and personal budget.
  • Direct Funding: We fund all our leases directly, meaning you deal with us from start to finish. This streamlined process allows for faster decisions and a more personalised service.

Ready to find out if you’re eligible for bad credit car leasing? Apply now and get a quick decision!

IVAs

CCJs

Defaults

Bankruptcies

More ...

Compass Vehicle Services Ltd specialise in leasing vehicles with bad credit. Got Bad Credit? Are you traceable through your address? Can you afford monthly repayments on a new car? If YES, we can help!

Can I Lease a Car with Bad Credit?

Yes! At Compass Vehicle Services, we specialise in leasing vehicles with bad credit, helping drivers secure a car lease even if they’ve faced CCJs, IVAs, bankruptcies, defaults or missed payments.

Unlike traditional leasing companies, we don’t base decisions on your credit score. Instead, we assess your current financial situation, making it possible to get a car on lease with poor credit history.

No credit score-based decisions
All bad credit considered
Flexible lease terms to suit your budget

Every month, we successfully assist drivers with bad credit scores in securing a lease.

Looking for car leasing but worried about your credit score? We Can Help! Apply now for a quick decision and get on the road sooner!

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Compass Vehicle Services Statement: No Third Parties - We lease your vehicle, we finance your vehicle - one point of contact.

How Does Bad Credit Car Leasing Work?

If you’ve struggled with credit issues or been refused elsewhere, leasing a car can seem out of reach. At Compass Vehicle Services, we take a different approach, making it possible for those with poor credit to lease a vehicle without stress.

Your Leasing Journey with Us:

  • No Reliance on Credit Scores: Unlike traditional leasing companies, we don’t base decisions solely on credit scores. This means a fairer chance for you to get behind the wheel.
  • Choose Your Ideal Car: From practical Vauxhall Corsas to reliable Ford Transits, tell us what you need, and we’ll source it for you.
  • Flexible and Personalised Terms: Enjoy low deposits and lease terms tailored to fit your budget and lifestyle.
  • Nationwide Delivery: Convenience is key – we deliver anywhere in the UK.
  • Easy End-of-Lease Options: Return the vehicle with no extra charges if it meets mileage and wear standards, renew your lease and upgrade, or extend your lease month by month as needed.

Choose Compass Vehicle Services for a straightforward, customer-focused leasing experience that puts your needs first.

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Why Choose Compass Vehicle Services?

We specialise exclusively in car leasing for bad credit, offering a fairer, more flexible alternative to mainstream lenders.

Specialists in Bad Credit Leasing – We help drivers who’ve been turned down elsewhere.
Direct Funding – No third parties! We fund our own leases, giving you more flexibility.
Competitive Pricing – Fixed, affordable monthly payments with road tax included.
Any Make or Model – We find the vehicle you want and lease it back to you.
Quick, Hassle-Free Decisions – We make the process simple.

Searching for a lease car? Let us help! Apply today and get a fast decision!

Personal Application

Got Less Than Perfect Credit? No Problem We Can Help!

Affordability

We focus on your ability to comfortably manage monthly payments. Instead of fixating on credit scores.

Traceability

We verify your traceability through the home address and employment history you’ve provided.

Contact Us Today

Your Dream Car Awaits! Contact Our Team Today.

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Bad Credit Car Leasing FAQs

Can I lease a car with bad credit history?

Yes, you absolutely can lease a car with a bad credit history – especially with us at Compass Vehicle Services.

Unlike traditional leasing companies, we don’t base our decisions on your credit score. Instead, we look at your current financial situation, focusing on affordability and stability. If you can comfortably afford the monthly payments, we’ll do our best to get you approved.

We’ve been helping people with poor or no credit history get behind the wheel for over 20 years. Our team takes the time to understand your unique circumstances and find a leasing option that works for you – no judgment, just real support.

Can I lease a car with no credit history?

If you have never had a loan or taken out credit we understand you won’t have any credit history.

Demonstrate to us that you can afford the lease payments, and we can help you lease a vehicle with no credit.

You will need to supply us with bank statements and proof of employment.

Can you lease a used car with bad credit?

Yes, you can lease a used car with bad credit through Compass Vehicle Services.

We specialise in helping both personal and business customers with poor or limited credit histories. To give you even more flexibility, we keep a small selection of used vehicles available for immediate lease – ideal if you need something quickly.

If you’re looking to lease a used car but have concerns about your credit, we’re here to help.

Can I lease a car if I have an IVA?

We welcome customers with individual voluntary arrangements (IVAs). We look at your current financial situation and whether you can afford the payments rather than using your credit score.

Can I lease a car if I have a County Court Judgment (CCJ)?

We welcome applications from customers who have County Court Judgments (CCJs). We look at your current financial situation and whether you can afford the payments to make a decision, and not your credit score.

Can I lease a vehicle if I am bankrupt?

We welcome applications from customers who are bankrupt or who have been discharged from bankruptcy. We look at your current financial situation and whether you can afford the payments, not your credit score.

Can I lease a vehicle if I am discharged from bankruptcy?

We welcome customers who have been discharged from bankruptcy. We look at your current financial situation and whether you can afford the payments, rather than use your credit score to make a decision.

Trust Compass Vehicle Services to get you behind the wheel – our customers do!