How Car Leasing Works

How Car Leasing Works with CVS

Eligibility - Will You Get Accepted?

There are just two things we take into account when assessing a lease application:

  1. Can you afford the payments?
  2. Can we trace you through your address/employment history?

If the answer is yes to both of these questions then you will be accepted.


We accept applications from people with all types of bad credit, including CCJs, IVAs and bankruptcy.

We Accept




And All Bad Credit

How it Works

Step 1 - How Car Leasing Works

Apply Online

Fill out a simple application form – choose either the Personal application or the business application.

By applying for a car lease, you are under no obligation to enter into a contract with us.

Apply Today
How Car Leasing Works - Step No 2

Send Us Supporting Documentation

We will ask for a few supporting documents to help our in-house underwriters assess your application, which may include:

  • Last 3 months’ payslips or HMRC SA302 if self employed
  • Last 3 months’ bank statements
  • Copy of full UK driver’s license (both parts)
  • Copy of recent utility bill


Supporting Documents
How Car Leasing Works - Step No 3

Get a Decision

We make a quick decision, usually within 2 working days of receiving your supporting documentation.

If we say Yes, you have an agreement in principle.

You are under no obligation to enter into a contract with us.

If we say no there will be no negative impact on your credit score.

Apply Today
How Car Leasing Works - Step No 4

Tailor Your Lease Agreement

We let you tailor the lease agreement to suit your requirements:

  • Choose your vehicle
  • Adjust miles per annum (15000 as standard)
  • Negotiate initial payment
  • Adjust the length of the lease, 24, 36 or 48 months
Apply Today
How Car Leasing Works - Step No 5

Sign Your Leasing Contract

We will post your contract to your home address. (We do not send contracts electronically.)

  1. Sign and return the lease contract.
  2. Pay the agreed first (initial) payment.
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How Car Leasing Works - Step No 6

We Will Source Your Chosen Vehicle

At CVS Ltd we do not hold a stock of vehicles, because we want you to be able to have the vehicle you want.

Instead we buy the car or van you want then lease it to you – so you get exactly what you want.

Our vehicle search is designed to give you an idea of pricing.  If you don’t see the car you want, get in touch.

Apply Today
How Car Leasing Works - Step No 7

Take Delivery of Your Lease Vehicle

Decide how you want to take delivery of your new lease vehicle:

  • Collect it from our office
  • Arrange free local delivery
  • Arrange nationwide delivery for an additional fee.

[Please note we will need to see proof of your comprehensive vehicle insurance on delivery or collection of the vehicle before we hand over the keys.]

Delivery Options
How Car Leasing Works - Step No 8

At the End of Your Lease

Once your lease agreement ends you can:

  1. Return the lease vehicle in good condition, in accordance with the fair wear and tear guidelines.
  2. Extend your existing lease.
  3. Upgrade to a new lease car or van.
End of Lease Options

What's Included

15000 miles per annum

Road Tax

Manufacturer’s Warranty

First Class Customer Service

See our customer reviews

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