Bad Credit Car Finance and Leasing

A manual approach to vehicle leasing


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The team at CVS are trained to understand your specific needs for a vehicle, including the type and size of the vehicle and your budget.  We go through all requests for credit on a case by case basis, we don’t use computer-generated reports so we can offer specialist bad credit car lease deals.

You’ll find a selection of vehicles available for those with adverse credit scores, just below. We are also able to source most types of vehicles, buy on your behalf and lease back to you over the term of your lease agreement.  Use the form below and get in touch to ask questions or make an enquiry with Compass Vehicle Services.

Limited Special Offer – Zero Deposit Poor Credit Lease Vehicles

Vauxhall Corsa 1.4 Ecoflex SE
No Deposit 1 x 23 Payment Profile
Current Special Offer only £249+VAT
Fill out the enquiry form for more information

Hyundai I Hatchback Leasing Deal

Hyundai i20
No Deposit 1 x 35 Payment Profile
Current Special Offer only £299+VAT
Fill out the enquiry form for more information

Citroen C4 Cactus Flair BlueHDI
No Deposit 1 x 23 Payment Profile
Current Special Offer only £249+VAT
Fill out the enquiry form for more information


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Compass Vehicle Services Limited (CVS Ltd) poor credit car lease lenders.  

We specialise in leasing vehicles to customers who find themselves with an adverse credit score or no credit history and need bad credit car leasing.

We have been in business for over a decade and are very well respected within the contract hire and motoring industry. It is because of our excellent reputation and relationships with car dealerships, we are able to offer superb deals on our wide range of bad credit car leasing vehicles including cars and vans.

We offer two types of finance, Personal and Business for poor credit car leasing applicants. If you are looking for a car or an entire fleet of vans you have come to the right place.

What makes CVS Ltd different to other non status car leasing companies?

We do not hold stock of vehicles – why would we, we do not know what car you would like?  Instead, we will buy the vehicle you want, and then we will lease it to you.

We will be funding your car- Another unique factor and unlike other subprime car leasing companies, we carry out all our own underwriting.  What this means to you; No third parties, faster application process, leasing agreements that are tailored to your individual circumstances.

Sub Prime – We only work with customers who have an adverse or bad credit rating.

Offering a personal service.

middle aged couple leasing a car with an adverse and poor credit score. Lease purchase from Compass Vehicle Services (CVS) LtdAt Compass Vehicle Services Limited (CVS Ltd) we really do put the customer first and are here every step of the way advising you on cars, sharing our knowledge of leasing and making sure you are getting the best deal possible.  We are easily contactable throughout your leasing term, should you need us for whatever reason.

In a recent survey of our existing customers, 100% of those who responded said they would recommend us to a friend, and they do! Over 90% of our customers renew with us, the other percentage have been able to move into the mainstream.

Leasing nationwide.

Compass Vehicle Services Limited (CVS Ltd) are located in the county of Kent bordering on Surrey.  We serve the whole of the UK from John O’Groats to Lands End.  No matter where you are located within the UK, we will be able to find the best car leasing deal for you.

How to lease a car with a low credit rating – Explained.

family with a bad credit file needing car finance

We understand there is all manner of reasons why you may find yourself with a bad or poor credit score, but we will not let this stand in the way of you getting your next car. Take a look at our car leasing for more information.

Bad credit scores – How do they happen?

If you have a bad or poor credit score you are not alone, but what can lead you to have a damaged credit rating? Read more here.

The application process

a young couple who have been accept for a car lease with Compass Vehicle Services. The couple are smiling into the cameraAt Compass Vehicle Services Limited we have listened to our customers, and have made the process of applying for a vehicle as easy as possible. Take a look at our leasing application process.

What’s the process once I have been approved?

Once you have been accepted for a poor credit car lease, you will want to get in your new car as soon as possible. Here you will find out what happens once you have been approved.


Take a look at our example cars and prices, this will give you a good idea of what you can expect to get with your budget.  Don’t forget that at CVS Ltd we will buy the car you want and bad credit car lease it back to you, so if you cannot find the car you want don’t worry.  If you can afford the repayments you can have any car you want.

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