Bad Credit Car Leasing and Car Finance

Having bad credit can make it difficult to get car finance through a mainstream car leaser. However CVS do things differently and as long as you can demonstrate you can afford the lease we can help.

Most of our lease cars are nearly new, and so you should get at least 2 years from the original manufacturer’s warranty (depending on the age of the car when you lease it and the length of the warranty.) It’s worth pointing out that unlike most manufacturers Hyundai give 5 years manufacturers warranty, which means your whole lease agreement would be covered.

We welcome all bad credit customers, so do not let a Company Voluntary Agreement (CVA) stop you from applying for a lease. We look at your current financial situation and whether you can afford the payments. We do not use credit scores.

We only accept customers with bad credit. So you can apply for a lease if you have an IVA, CCJ, are in a debt management plan or have a poor credit rating. As long as you can demonstrate you can afford the monthly payments we can help.

We welcome customers with county court judgements (CCJs). We look at your current financial situation and whether you can afford the payments.

We welcome customers with individual voluntary arrangements (IVAs). We look at your current financial situation and whether you can afford the payments.

CVS are the registered keepers of the vehicle as you will be leasing the car and as such never own it.

The majority of lease agreements are for 3 years (36 months). However, we tailor all lease agreements to suit your individual circumstances so if you need a shorter or longer lease we can arrange that.

If you can demonstrate that you can afford the lease payments then yes you can lease a vehicle without a credit history.

As standard with all leasing companies, we charge a one-off payment at the beginning of your lease to cover all administration for the duration of your lease agreement. This charge is £100 + VAT.

We only provide new and nearly new vehicles and specialise in designing a vehicle solution specifically for you. We can source any vehicle across the whole of the UK car market place. Because of our volume acquisition we also negotiate fantastic special offers to be delivered direct to your door. Whether you want to acquire your first car, or drive something suitable for the family we can help. You may wish to consider total economical packages, executive comfort and style motoring, sports engineering and performance, convertibles or just plain outrageous head-turning luxury. Whatever your preference we can advise you on availability, savings etc. Bad credit personal car leasing is easy with CVS Ltd.

Business leasing, or business contract hire (BCH) allows you to rent a car or van, or a full fleet, for an agreed time – usually 3 years. Once you have paid the initial payment you will make fixed monthly payments for the lease term. At the end of the lease simply return the vehicle(s). Whether you are a sole trader, PLC or a new business we can help.  We can even help you to design your in-house employer benefit scheme. Our advisers can help you to design the best solution for you and your business.

You choose the car or van you want based on your budget, we will then purchase the vehicle and lease it back to you. So your only limit to vehicle choice is your budget.

Being a small specialist independent funder your payment with us will not be reflected in your credit score, however we are happy to furnish you with a financial reference at anytime during your leasing agreement with us.

In most cases we can work towards budgets, so if you have £250 to spend we can show the types of vehicles that fall into that budget.  However you will find our prices will be slightly higher than the mainstream companies as there is an element of risk involved.