01342 837 110
Find your next vehicle

No Credit Check Leasing

HomePersonal Car LeasingNo Credit Check Leasing

You May Also Like

No Credit Check Car Lease

No Credit Scoring

Worried about leasing a car or van with no credit or poor credit history? Many people fear they won’t qualify for a car deal or believe their leasing options will be extremely limited. At Compass Vehicle Services, we understand these concerns and offer a unique solution.

  • We specialise in leasing to individuals and businesses with bad credit.
  • Unlike credit brokers, we lease and finance the vehicles directly.
  • Your credit score is not a factor in our decision-making process.

With Compass Vehicle Services, no credit doesn’t stand in the way of getting your perfect car. Apply today and drive away with confidence.

A Selection of Car Lease Deals

For Illustrative Purposes Only.

Explore some of our range of vehicles to get a sense of lease costs, but remember, your options are endless! We can lease you any car you desire.

Zero Deposit

Vauxhall

Corsa Design 1.2

£379 per month + VAT

£379 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Renault

Clio Evolution 1.0 TCe

£379 per month + VAT

£379 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Kia

Picanto 1.0 DPi 3

£379 per month + VAT

£379 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Peugeot

208 1.2

£379 per month + VAT

£379 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Mazda

3 2.0 Sport Lux

£464 per month + VAT

£464 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Peugeot

2008 Active 1.2

£464 per month + VAT

£464 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Kia

Xceed 1.5 T-GDi 3

£464 per month + VAT

£464 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

SEAT

Leon 1.0 TSI SE

£464 per month + VAT

£464 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Audi

A3 Sportback 30 TFSI

£609 per month + VAT

£609 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Ford

Puma Titanium 1.0 Ecoboost

£609 per month + VAT

£609 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Nissan

Qashqai 1.3 DIG-T MHEV

£609 per month + VAT

£609 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
Zero Deposit

Volkswagen

T-Roc 1.0 TSI Life

£609 per month + VAT

£609 Initial Payment + VAT | Contract term 48 months | 12,000 miles per annum

View this lease
See more deals

We Accept:

IVAs

CCJs

Bankruptcy

No Credit History

Simple Application

Apply Today

Quick Decision

How it Works

Nationwide Delivery

Delivery Options

Questions About No Credit Car Leasing

It’s natural for people with no credit to worry about their ability to secure car finance if a credit check is required. Many of our customers begin their search online with queries such as:

It’s likely that if you are in this situation you have also been asking questions like:

Do you need a credit check for car leasing?

A credit check is required to comply with the Financial Conduct Authority and anti-fraud regulations.

We only perform a credit check once we have pre-approved your car leasing application.

We check your credit file to confirm your address, and we are not looking at your credit score.

 

Can I lease a car with no credit history?

If you have never had a loan or taken out credit we understand you won’t have any credit history.

Demonstrate to us that you can afford the lease payments, and we can help you lease a vehicle with no credit.

You will need to supply us with bank statements and proof of employment.

Can you lease a car with bad credit history?

The good news is you can only lease a car with us if you have bad credit history or no credit history. We accept all kinds of poor credit including IVA, CCJ, debt management plans and bankruptcy. As long as you can demonstrate you can afford the monthly payments we can help. We do not use your credit rating to make a decision.

Can I lease a car with poor credit?

Yes you can get a car lease with poor credit.  Simply complete our online application for personal or business leasing.

We will ask you to submit some additional information to assess your ability to afford the monthly lease payments.

Your poor credit history is therefore not an obstacle to car leasing.

Citroen C1 silver and red - Background Removed

No Credit Personal Leasing

Compass Vehicle Services offers personal contract hire (PCH) for customers with no credit.

  • Choose from a wide range of new cars and vans.
  • At the end of your lease, simply return the vehicle or renew and upgrade to the latest model, or select a different vehicle entirely.
  • Our lease agreements are tailored to suit your personal circumstances and financial situation.

Experience flexible and hassle-free leasing with Compass Vehicle Services, even with no credit.

Volkswagen Caddy Van front and side view

No Credit Business Leasing

If you are a new business with little or no credit history, getting car finance can often seem impossible. That’s where Compass Vehicle Services stands out.

As a business customer, we can lease anything from a single car or van to an entire fleet of commercial vehicles.

We specialise in leasing to business customers with no credit.

So, whether your business has no credit history or a bad credit history, including Late Payments, Defaults, County Court Judgements (CCJs), Debt Management Plans (DMPs), Bankruptcy, or Individual Voluntary Arrangements (IVAs), Compass Vehicle Services can help.

Key Benefits of Our No Credit Check Car Leasing

Any Make or Model

12000 Annual Mileage

Road Tax Included

Tailored Leases

No Credit Car Lease

bad credit is not a barrier to personal contract hire (PCH), car leasing.

How to Apply for No Credit Check Car Leasing

Applying for our no credit check car leasing is simple and straightforward. Follow these steps to get started:

  1. Complete the Online Application Form:
  2. Submit Supporting Documentation: Once we receive your application, we will reach out to request the following documents:
    • Your last 3 months’ bank statements
    • A copy of your driver’s license
    • A recent utility bill
  3. Review and Approval:
    • Our team will review your application and the provided documents.
    • We will contact you if any additional information is needed.

Start your application today and drive away with the car you need, hassle-free!

Apply Today
What happens next

What Happens Next?

After submitting your application and documentation, here’s what to expect:

  1. Application Review:
    • Our in-house underwriters will carefully review your application and the supporting documents you provided.
    • Rest assured, this process will not impact your credit score.
  2. Address Verification:
    • Once your application is approved and you confirm your intention to proceed with the car lease, our underwriters will perform a soft credit check solely to verify your address.

We strive to make this process as smooth and transparent as possible, ensuring you can get behind the wheel without unnecessary delays.

Apply Today

Five Star Customer Service

See Our Excellent Customer Reviews

“Amazing service both during application and after.  The team are so helpful and ready to help with any enquiry. I previously had been with Audi, however, CVS are leaps ahead with customer service!!. I will be continuing to be a customer with CVS.”
Mr Clark

“The service was extremely couteous and personally handled, straight forward with no automation. You dealt with named people, and CVS did exactly what it claimed, without the tension of awaiting credit reports. I would be struggling without a car now without having contacted CVS. I highly recommend it.”
Gordon

“I have been using this company now for 4 years and they are amazing. If you are struggling to get car lease or finance this is the best place. They dont look at your credit they look at your income and outgoings. Can’t express enough how great this company is.”
Lisa

“I would recommend CVS to anyone.  From start to finish I felt like I was being fully supported through the process. I have had some issues over the years with illness in my family and as a result my credit rating is less than perfect…. Ben was so supportive and looked at my ability to pay now and in the future as opposed to my previous situation which I must say made me feel a bit more human again!!”
Rob

You may also be interested in

What does it mean to have no credit?

What Does It Mean To Have No Credit?

Visit this page

Understanding Soft Credit Checks vs. Hard Credit Checks

Visit this page
New Business How to Build Your Credit Profile and Credit Score

Building Business Credit: Essential Steps to Establish and Improve Your Credit Score

Visit this page

Insurance Considerations for Leased Vehicles: What You Need to Know

Visit this page
More posts like this
cvs logo

Compass Vehicle Services Ltd, 4C Burrell Road, Haywards Heath, West Sussex, RH16 1TW
Compass Vehicle Services Ltd is Authorised and Regulated by the Financial Conduct Authority for Entering into Consumer Hire Agreements as Owner. FCA Firm Reference Number 714064.

Copyright © 2024 CVS Ltd. All rights reserved. | Registered in England No. 03832407 | VAT No. 725099031

T. 01342 837 110 | E. sales@cvsltd.co.uk | Monday - Friday 09:00 - 17:30

Web Development York