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How to improve your credit score
When applying for a financial product such as a credit card or loan the lending company will use your credit score to help decide whether to lend to you.  The higher your credit score the better your chances of getting approved. A high score indicates you have a history of managing your credit well and making repayments on time.

Getting a bad credit score is not something that is difficult to obtain. A few defaults in regards to payment of bills can easily lead to a bad score. Finding yourself in such a situation can be frustrating especially when you want to lease a new car. However, this should not be something to fret about since it can be fixed in a few steps. You can do this on your or find a credit repair company to fix your credit. Read along to find out how to go about the process.

Credit Report

To begin with, you need to know the state of your credit report, as this allows you to pinpoint the areas that you should work on. Some of the areas that cause individuals to carry bad credit reports include:

Massive credit card balances Debt collections Past due accounts

The good news is that fixing your credit is not difficult

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