Choosing a family car can be trickier than it sounds. Your vehicle needs to fit your family now and be suitable as they grow and your family grows. It can be hard to know how to choose the best car for your family.
Choose the Body Type
Deciding on your preferred style of car first can help narrow down your options and get your search underway quickly.
The hatchback sector offers a huge range of five-door vehicles and remain popular with families. The hatchback market has been constantly reinvented with car manufacturers offe [...]
Here in the UK we like to stay true to Vauxhall, as a patriotic lot many of us do think about Vauxhall for a vehicle because they are still being built here in the UK…. however Vauxhall remain competitive in the car industry making sure they have strong contenders within in each category of vehicle whether it be family car, crossover or executive… so no surprise that the new Viva will give other cars in its class a run of their money. The new Viva is smaller that its 1960 namesake, and falls into the city car class. This is already a very competitive market so lets take a look at why Vauxhall think they are on to a winner…..
The Viva City car
The new Viva is not going to really turn any heads, and when placed with its rivals other models do look better in
BUYING A CAR WHEN YOU HAVE A POOR CREDIT HISTORY Bad Credit Car Finance
There are a number of opportunities for those with bad credit to acquire car finance, and certain companies will provide advice and guidance to those who wish to buy a vehicle but have a poor credit history.
A Bad credit history can be incurred by a range of circumstances and difficulties, and customers in this situation may be in a position where they are on a debt management plan, cannot afford a deposit or have loan defaults because of missed payments.
In some cases a bad credit history can be acquired simply by having had no credit in the last 6 years, which means that you do not have a track record that can be assessed by those providing car finance, or alternatively you may be self-employed. As you can see, the reasons for poor credit history can be numerous
Introduction Car leasing on bad credit can be very frustrating and stressful. When you are out to buy a car on credit, it might seem almost impossible since most car dealers will put a heavy rate on your loan without consideration. Many dealers will also turn your request down due to bad credit. However, it is possible to get a car even with bad-credit without much stress and frustration. Below are the necessary steps to car leasing on bad credit.
Do Thorough Research Look keenly at your credit report and point out the key issues. Imagine yourself as the loan officer and critically examine your credit statement. Often consumers tend to see wrong statements in their report that are not meant to be there. Correct the mistakes in your report so that as you present it to your potential lender, you know each detail
For a long time investing in classic cars has given excellent ROI of about 331.9% however in the past couple of years we have seen this slow right down falling about 14% since 2015.
Cars remain the best investments
Classic cars still remain a better investment compared to other investment items such as coins, wine and jewelry. Those investing in classic cars have the added problem of storage costs, where as wine and other smaller items are cheaper to store.
You also have to consider maintenance, cars are made to be driven, if they are left too long standing this could cause damage to the engine, then your investment will plummet..
Brexit and classic cars
Whilst many are waiting to see the outcome of Brexit, this means that people who would normally spend their money on investments are holding back. This has an impact on the classic car investment,
Guide for Buying a Car When You Have Bad Credit The auto lending industry relies on the buyers’ credit scores and other factors to award car loans to borrowers. As such, buyers with high credit scores (670-739) obtain low interest loans while those with low credit scores are regarded as high-risk borrowers hence, the high interest rates charged on their auto loans. It should not deter borrowers with poor credit scores to apply for car loans. They only need to understand the impact of their current credit scores, follow proper credit repair plans and determine how much they can afford to spend on new vehicles. This guide shows how borrowers with bad credit can acquire new cars.
Determine How Bad Your Credit Is
There exist different channels for evaluating a credit score. You can obtain an annual report from the credit bureau, view credit card online portals or visit credit reporting companies. The reports
No Car? Poor Credit? Don’t Despair! If you lack credit they may have problems in both car buying and car leasing. Good credit guarantees that a transaction will pass smoothly and the person who makes the sale is solvent. If you do pay your credit card bills or are declared bankrupt you credit score decreases and you will get into poor credit. Another reason why you may get into poor credit is when you are starting a business. The banks see you as a credit risk at this stage. Unfortunately it such an eventuality where you will really need a car! If you are not sure of your credit score offhand it is always a good idea to check it. There are places online where you can find it out for free. A vehicle may be purchased quite cheaply, it is the extras that cost, such as insurance, petrol, MOT and
Credit Score First Aid Ideally, we’d all love to have a perfect credit score — especially when it’s time to look at new cars. No matter how scrupulous you are, though, mistakes can happen. Maybe you made a slight miscalculation about your outgoings and incomings; maybe your bank made an error; maybe there was a glitch in an automated payment somewhere. Your credit score can take hits for all sorts of reasons and you might not even know about them until you try to finance a new car. Ironically, you may also have a bad credit score if you’ve never had a credit card or taken out a loan in your life. Finance companies like to see a record of responsible borrowing before they’ll give you a loan, leading to a difficult “Catch 22” situation.
Credit score first aid
It can be a nasty shock to find out that your credit score is not
Getting a bad credit score is not something that is difficult to obtain. A few defaults in regards to payment of bills can easily lead to a bad score. Finding yourself in such a situation can be frustrating especially when you want to lease a new car. However, this should not be something to fret about since it can be fixed in a few steps. You can do this on your or find a credit repair company to fix your credit. Read along to find out how to go about the process.
To begin with, you need to know the state of your credit report, as this allows you to pinpoint the areas that you should work on. Some of the areas that cause individuals to carry bad credit reports include:
Massive credit card balances Debt collections Past due accounts