Category: Credit Scores

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how to choose the best family car 2019
Choosing a family car can be trickier than it sounds. Your vehicle needs to fit your family now and be suitable as they grow and your family grows. It can be hard to know how to choose the best car for your family.
The New Vauxhall Viva City Car

Here in the UK we like to stay true to Vauxhall, as a patriotic lot many of us do think about Vauxhall for a vehicle because they are still being built here in the UK…. however Vauxhall remain competitive in the car industry making sure they have strong contenders within in each category of vehicle whether it be family car, crossover or executive…
so no surprise that the new Viva will give other cars in its class a run of their money.
The new Viva is smaller that its 1960 namesake, and falls into the city car class. This is already a very competitive market so lets take a look at why Vauxhall think they are on to a winner…..

The Viva City car

The new Viva is not going to really turn any heads, and when placed with its rivals other models do look better in

Five Steps to Leasing a Car on Bad Credit

Introduction
Car leasing on bad credit can be very frustrating and stressful. When you are out to buy a car on credit, it might seem almost impossible since most car dealers will put a heavy rate on your loan without consideration. Many dealers will also turn your request down due to bad credit. However, it is possible to get a car even with bad-credit without much stress and frustration. Below are the necessary steps to car leasing on bad credit.

Do Thorough Research
Look keenly at your credit report and point out the key issues. Imagine yourself as the loan officer and critically examine your credit statement. Often consumers tend to see wrong statements in their report that are not meant to be there. Correct the mistakes in your report so that as you present it to your potential lender, you know each detail

Investing In Classic Cars

For a long time investing in classic cars has given excellent ROI of about 331.9% however in the past couple of years we have seen this slow right down falling about 14% since 2015.

Cars remain the best investments

Classic cars still remain a better investment compared to other investment items such as coins, wine and jewelry.
Those investing in classic cars have the added problem of storage costs, where as wine and other smaller items are cheaper to store.

You also have to consider maintenance, cars are made to be driven, if they are left too long standing this could cause damage to the engine, then your investment will plummet..

Brexit and classic cars

Whilst many are waiting to see the outcome of Brexit, this means that people who would normally spend their money on investments are holding back.
This has an impact on the classic car investment,

Guide for Buying a Car When You Have Bad Credit
The auto lending industry relies on the buyers’ credit scores and other factors to award car loans to borrowers. As such, buyers with high credit scores (670-739) obtain low interest loans while those with low credit scores are regarded as high-risk borrowers hence, the high interest rates charged on their auto loans. It should not deter borrowers with poor credit scores to apply for car loans. They only need to understand the impact of their current credit scores, follow proper credit repair plans and determine how much they can afford to spend on new vehicles. This guide shows how borrowers with bad credit can acquire new cars.

Determine How Bad Your Credit Is

There exist different channels for evaluating a credit score. You can obtain an annual report from the credit bureau, view credit card online portals or visit credit reporting companies. The reports

No Car? Poor Credit? Don’t Despair!
If you lack credit they may have problems in both car buying and car leasing. Good credit guarantees that a transaction will pass smoothly and the person who makes the sale is solvent. If you do pay your credit card bills or are declared bankrupt you credit score decreases and you will get into poor credit.
Another reason why you may get into poor credit is when you are starting a business. The banks see you as a credit risk at this stage. Unfortunately it such an eventuality where you will really need a car!
If you are not sure of your credit score offhand it is always a good idea to check it. There are places online where you can find it out for free.
A vehicle may be purchased quite cheaply, it is the extras that cost, such as insurance, petrol, MOT and

Credit Repair for New Car Leasing

Getting a bad credit score is not something that is difficult to obtain. A few defaults in regards to payment of bills can easily lead to a bad score. Finding yourself in such a situation can be frustrating especially when you want to lease a new car. However, this should not be something to fret about since it can be fixed in a few steps. You can do this on your or find a credit repair company to fix your credit. Read along to find out how to go about the process.

Credit Report

To begin with, you need to know the state of your credit report, as this allows you to pinpoint the areas that you should work on. Some of the areas that cause individuals to carry bad credit reports include:

Massive credit card balances Debt collections Past due accounts

The good news is that

Drive More Efficiently
If you will be one of the 1.6 million people in the U.K. taking the practical driving test this year, you need to know about some of the major changes coming to the driving test from April 2017.
Car Names A
I have a Citroen called Francoise, and my Director Graham has an Austin called Frank, its surprising how many of us name our cars. Interestingly, and according to AA Driving School, four out of ten people have given their cars names, that’s 39% of drivers! Read more....
Iva Car Lease
With reports that car insurance is about to sour, with young drivers bearing the brunt, what can you do to help get the best deals on your car insurance.
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