Car Leasing With Bad Credit

Car Leasing Explained

Leasing a car with a bad credit rating

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Happy women with car key

It’s never been easier to lease

At Compass Vehicle Services Limited we aim to get as many people as possible with a bad or poor credit score approved and behind the wheel of their new car.  We are here to help you get a bad credit car leasing deal so you can get to work, get the children to school safely, and go about your daily life without the worry of an unreliable car.

Why will you approve me when mainstream will not?

If you are applying for any kind of finance or leasing you will be, in the majority of cases, assessed on your credit score. What could lead to a bad credit score is dependent on your individual circumstances, but will have a large impact on your future when it comes to getting any kind of credit.

At CVS Ltd we do not look at your credit score when accessing your car lease application. We are looking at the here and now, not your past.

Why lease a car from CVS Ltd

We do not look at your credit score, we already know it is not the best otherwise you would not be coming to us.  We look at each bad credit car leasing application process as an individual case.  Working closely with you to understand your current circumstances, not looking at what has happened in the past.

We accept bad credit customers with:


CCJ – CCJ Car Lease



IVAs – IVA Car Lease

Debt Management Plans

Bankruptcies – Bankruptcy Car Lease

Feedback from one of our customers:

A change in circumstance a couple of years ago has led to us in to some financial difficultly although we are on our way back to be on track.

Still when other companies have dismissed us, ‘for a bad credit rating’ from leasing a car, when we needed that security to have transport to get to work and have a general feeling of worth your company have given us hope.

From start to finish in the process everyone has been very professional together with a real understanding of people in difficult circumstances.

Once we are out of this difficulty we will still look to lease a car from yourselves because of the way you have helped now.

We offer two types of car leasing these are personal leasing, read more here, and business leasing, which is not just for businesses who have had financial difficulties in the past but also for new startup businesses, with no credit history more information here.

We have a team of knowledgeable staff ready, and willing to help you with your car leasing application, so why not give us a call to discuss your requirements.

Apply Today

We can help you drive a new car or van.

We are regulated by the Financial Conduct Authority 

CVS Ltd are authorised and regulated by the Financial Conduct Authority (FCA). 

Under the FCA rules any individual applying for contract hire of a motor vehicle for a period of more than three months must be able to show they can afford the payments (this does not apply to limited companies).

More customer feed back…

  • Brilliant customer service would highly recommend for those who haven’t got much of a credit history built up. Ben is a gentlemanCVS Customer
  • Great experience from start to finish very pleased with the service.CVS Customer
  • Professional very helpful any questions were answered in a positively and courteous manner, I would recommend them to anyone and will certainly obtain my next car from CVS.CVS Customer
  • Excellent from start to finish. Dealt with any questions or concerns very professionally. First time experience with CVS would use again.CVS Customer
  • I am very happy with the service and will definitely be using CVS again for my next carCVS Customer
  • A smooth and easy process from start to finish, Thank youCVS Customer
  • Always helpful!!CVS Customer
  • Exceptionally friendly and informative. Really try to find the vehicle of choice.CVS Customer
  • First time leasing a car, the process was smooth sailing from start to finishCVS Customer
  • Would highly recommend for those who haven’t got much of a credit history built up.CVS Customer
  • Brilliant customer service, made me feel so comfortable and would continue leasing with CVSCVS Customer
  • As this was my first time at leasing a car, I found the whole process start to finish really easy, the staff were excellent and very helpful.CVS Customer

Let's Chat!

Need some advice before you apply? Call, Email, or Chat.

Having a poor or bad credit score means that you will find it difficult to obtain a car on lease (finance) from mainstream car leasing companies. 

So if you have been declined by mainstream companies previously then you have come to the right place –

Sub prime leasing is our speciality!

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