Public Sector and Key Worker Car Lease Deals
If you are a public sector worker with bad credit then Compass Vehicle Services has a car lease scheme for you. From NHS car leasing to Fire fighter car leasing, if you need bad credit car finance talk to us to see how we can help get you driving.
Key Worker status includes the following professions:
- NHS Car Lease
- Teacher Car Lease
- Nursery Nurse Car Lease
- Police Officer Car Lease
- Prison Officer Car Lease
- Community Support Officer Car Lease
- Firefighter Car Lease
We have been talking to our existing Key Worker customers to find out what would be helpful in order to get behind the wheel of their new lease car.
The main feedback has been that finding the initial payment is a problem.
An initial payment is needed when leasing a car and is generally a certain amount of your monthly repayment in one go. For example, if your repayments are £250 per month it is usual to pay 3 – 9 months up front, therefore 3 upfront would amount to £750, this is called an initial payment.
What is the Key Worker deal?
For all our Key Worker customers we are dispensing with the need for the initial payment; which is generally the equivalent of 3 to 9 monthly payments. Instead you simply pay 1 month’s repayment in advance.
How do I get the Key Worker deal?
Please quote Key Worker Deal in your initial enquiry. All deals are subject to the underwriters agreement.
We are able to offer some fantastic deals which will suit all budgets, the great thing about leasing is when you can simply swap the car for a newer model, or upgrade to a better spec, or simply return the vehicle.
What you need to do to get a key worker car lease
The most important thing is to get in touch and talk to us.
Every application we receive for bad credit car leasing is different, everyone’s personal financial circumstances are different. What suits one customer will not suit another.
We therefore take a personal approach towards our customers. We want to understand your circumstances, your budget, the type of car you require, and the length of the lease you want. This information and understanding will help us to help you.
Remember there is all manner of reasons why people find themselves with a bad or poor credit score, we are not here to judge you, simply help you get your next car.
How do I get accepted for key worker car leasing deals?
What we look for:-
We ask you to demonstrate that you can afford the monthly lease repayments by providing us with last 3 month’s bank statements; clearly showing your income and outgoings.
We will also ask you to provide us with a copy of your driver’s licence and an up to date utility bill.
At CVS we carry out all our own underwriting, there are no third parties and we will not share your data, you will only deal with us for the duration of your leasing agreement.
I am new to leasing what happens once I have been accepted?
Once you have been accepted for any of our car leasing deals it is a simple matter of you paying your agreed first payment and us sourcing your desired car.
The time from acceptance to the delivery of your car is totally down to you, how fast you are able to decide on a car, make your payment and take delivery. If all goes smoothly it can be just a matter of days!
We will deliver for free if you are within 25 Miles of our main office TN8 5RB otherwise we will have a logistics company deliver your car for which there will be an extra cost.
We love to meet our customers so if you want to collect your car we can pick you up from Gatwick airport, from Lingfield train station or Edenbridge train station.
Please note that every lease comes with a one-off administration charge of £120, all leasing companies have an administration charge we just like you to know from the very start.