Bad Credit Car Lease Deals

Best Car Lease Deals in the UK

For People and Businesses With Bad Credit

We have great car lease deals to offer you covering all makes and models.

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What is Car Leasing?

Car Leasing is a simple and cheap way to hire a vehicle in the long term. Leases are entirely flexible and can be tailored to suit your exact needs. You can adjust your contract terms to have high mileage, low initial payments, no deposit, and adjust the length of the lease

✔ As simple as they come, with one fixed payment a month.

✔ Often the cheapest way to drive a brand new car.

✔ Avoids risk, as you’re not affected by an unexpected drop in value.


Business Car Lease Deals

Business contract hire or company car lease deals can be a cost effective way for businesses wishing to run new cars. The monthly payments are fixed for the term of the contract and include Road Tax. For VAT registered companies, a portion of the VAT may be reclaimed. The vehicle is handed back at the end of the contract, excess mileage charges will apply if the contract mileage is exceeded.

CVS Ltd can help if you need a car or van for your business or company, or a fleet of cars or vans. Our business customers may have bad credit or simply no credit history due to the newness of the company. Talk to us about our car and van leasing deals.


Personal Car Lease Deals

Personal contract hire (PCH) is a type of lease for personal customers. It consists of an upfront payment followed by regular monthly payments over a fixed period of time. It is usually cheaper than financing a vehicle outright as you are effectively renting the vehicle. It doesn’t belong to you. The agreement is based on a fixed term and mileage. It’s also easy to switch from one car to another every few years.

No matter your bad credit status CVS Ltd will be happy to discuss personal car leasing deals for brand new or nearly new used cars.


Why we can offer the best deals on your car lease?

At CVS Ltd we do not use third party underwriters. This means we are able to be more flexible than most in the bad credit car finance agreements we offer. Each lease agreement is designed to suit each individual customer; based on their budget, car requirements and circumstances.

Compass Vehicle Services offer a truly personal car lease deal, to all of our bad credit customers across the UK.


Why will CVS lease me a car when other companies have declined me?

At CVS we look at affordability and traceability, and not at your credit rating. As we will also be the funders of your car (we will buy the car for you, and then lease it back to you), we have our own underwriters assessing your application. The underwriters will look at each application on an individual basis, so the more information you can give our advisors the better! We specialise in subprime car leasing, and understand that a credit score is not always a true indication of someone’s finances.


What lease car can I have?

We do not hold stock of vehicles at CVS, once you have been approved by our underwriters we will discuss with you what sort of car you want, then source that vehicle for you. In many cases customers are led by a budget rather than type of car, therefore we will take your application and get your budget approved, then work with you to find the best car within your approved budget.

You can have any make or model of car if it falls within your approved monthly budget.

Please note it is in our best interest to get you the best car we can for your budget, we want you to be happy for your lease term, and we will need to sell the car once your lease has ended.


How do I apply for a car lease deal?

Complete our secure online form for either Business leasing or Personal Leasing.

If you still have questions then get in touch.


What happens after I apply?

Our underwriters will also need to see 3 months’ worth of current bank statements, which clearly show incoming, outgoing and a running balance (sorry, mobile screenshots will not be accepted as they do not give enough detail). Your bank statements are for the underwriters to assess affordability.

We will also require a copy of a utility bill (or similar) to show that you are traceable to your address.

Finally, we would like a copy of your driver’s licence (and a copy of your passport if you are not using a Photo ID driving licence).

How long does it take to get an answer from the underwriters?


We aim to have an answer back to you within 2 working days.

Special Car Lease Offers

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We pride ourselves on offering a very personal service to our customers, providing the best bad credit car lease deals in the UK.

Simple Application

Quick Decision

Nationwide Delivery

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We can help you drive a new car or van.

personal car leasing >> or business car leasing >>

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